May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
Free debt counselling, debt adjusting and providing of credit information services is available to customers by contacting MoneyHelper.
DAS Wizard
You’re in safe hands
We’ve helped over 30,000 people in Scotland to manage their debt.
You can trust us
Types of debt that can be included
Credit Cards
Personal Loans
Store Cards
Overdrafts
Council Tax Arrears
Catalogues
Unsecured Car Finance
Other Unsecured Debt
DAS Wizard
How to get the Wizard tool to work best for you
How much debt do you have?
Almost all unsecured debts can be included
Debts such as: Unsecured Bank Loans, Payday Loans, Credit Cards, Council Tax Arrears, Store Cards, Catalogues, Overdrafts. Credit Unions, Previous Mortgage Shortfall, HMRC Bills (self employed). If you don’t know how much debt you have, just select Don’t Know.
Realistically, how much can you afford to pay towards your debt each month?
Why is this important?
All debt solutions are based on what you can afford to pay each month, based on your debt level. This helps us identify which solution is best for you.
What is your current employment status?
Why do we need to know this?
Your employment status can affect what solution you qualify for, or if its about to change just put the most appropriate status.
What if I don’t have a mobile number?
Don’t worry we can still help, just enter a landline that you can talk on and we will call you.